:root{--navy:#071f3d;--blue:#1f62e8;--ink:#10243b;--muted:#5f7084;--line:#dce5ef;--paper:#fff;--wash:#f3f7fb;--teal:#24b8ad}
*{box-sizing:border-box}
html{scroll-behavior:smooth}
body{margin:0;background:var(--wash);color:var(--ink);font-family:Inter,ui-sans-serif,-apple-system,BlinkMacSystemFont,"Segoe UI",sans-serif;line-height:1.65}
a{color:var(--blue)}
.legal-header{background:var(--navy);color:#fff;padding:20px max(22px,5vw);display:flex;align-items:center;justify-content:space-between;gap:24px}
.legal-brand{display:flex;align-items:center;gap:16px;color:#fff;text-decoration:none}
.legal-brand img{width:118px;height:auto;background:#fff;border-radius:10px;padding:5px}
.legal-brand span{font-size:12px;line-height:1.25;color:#b9cadc}
.legal-header>a:last-child{color:#fff;text-decoration:none;border:1px solid rgba(255,255,255,.3);border-radius:9px;padding:9px 13px;font-size:13px;font-weight:800}
.legal-layout{width:min(1160px,calc(100% - 32px));margin:38px auto 70px;display:grid;grid-template-columns:230px minmax(0,1fr);gap:32px;align-items:start}
.legal-nav{position:sticky;top:24px;background:#fff;border:1px solid var(--line);border-radius:15px;padding:15px;display:grid;gap:4px;box-shadow:0 12px 34px rgba(15,39,67,.05)}
.legal-nav a{color:#52657b;text-decoration:none;padding:9px 11px;border-radius:8px;font-size:13px;font-weight:750}
.legal-nav a:hover,.legal-nav a[aria-current="page"]{background:#eaf2ff;color:#165bd3}
.legal-page{background:var(--paper);border:1px solid var(--line);border-radius:18px;padding:clamp(28px,5vw,58px);box-shadow:0 18px 55px rgba(15,39,67,.07)}
.legal-kicker{margin:0 0 8px;color:var(--blue);font-size:12px;font-weight:900;letter-spacing:.12em;text-transform:uppercase}
h1{margin:0;color:var(--navy);font-size:clamp(34px,5vw,54px);line-height:1.08;letter-spacing:-.035em}
.legal-intro{font-size:18px;color:#41556d;max-width:760px;margin:20px 0}
.legal-updated{display:inline-block;margin:0 0 34px;padding:7px 11px;border-radius:999px;background:#edf5ff;color:#285783;font-size:12px;font-weight:800}
.legal-page h2{margin:34px 0 10px;color:var(--navy);font-size:22px;line-height:1.25}
.legal-page h3{margin:22px 0 7px;color:var(--navy);font-size:16px}
.legal-page p{margin:0 0 14px}
.legal-page ul{margin:8px 0 18px;padding-left:22px}
.legal-page li{margin:7px 0}
.legal-callout{margin:26px 0;padding:18px 20px;border-left:4px solid var(--teal);border-radius:0 11px 11px 0;background:#eefaf8}
.legal-warning{border-left-color:#e7a82e;background:#fff8e8}
.contact-grid{display:grid;grid-template-columns:repeat(2,minmax(0,1fr));gap:14px;margin:26px 0}
.contact-card{border:1px solid var(--line);border-radius:13px;padding:19px;background:#fbfdff}
.contact-card strong{display:block;color:var(--navy);margin-bottom:5px}
.contact-card p{color:var(--muted);font-size:14px}
.contact-card a{font-weight:850}
.legal-footer{background:var(--navy);color:#afc0d3;padding:28px max(22px,5vw);display:flex;align-items:center;justify-content:space-between;gap:20px;font-size:12px}
.legal-footer nav{display:flex;gap:16px;flex-wrap:wrap}
.legal-footer a{color:#d7e4f1;text-decoration:none}
@media(max-width:800px){.legal-layout{grid-template-columns:1fr;margin-top:22px}.legal-nav{position:static;grid-template-columns:1fr 1fr}.legal-header{align-items:flex-start}.legal-brand span{display:none}.contact-grid{grid-template-columns:1fr}.legal-footer{align-items:flex-start;flex-direction:column}}
@media(max-width:470px){.legal-page{padding:25px 20px}.legal-nav{grid-template-columns:1fr}.legal-header>a:last-child{font-size:11px;padding:8px 10px}}